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Is the Next Generation Insurance Business Model the Virtual Insurance Company?
branches. They also have a couple of different direct-to-consumer distribution channels. They have an ... for many carriers. In fact, this is one of the primary reasons why financial institutions have pared ...- Authors: Shane A Chalke, Edward F McKernan, Ihor Hron
- Date: Jun 2001
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications
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Critical Illness Insurance-A Stroke of Genius?
Genius? 2 training professionals to assist direct writers in launching, administering and distributing ... really is quite an opportunity. It's the long-term-care or universal life (UL) of this time in the country ...- Authors: John S Cathcart, Susan Kimball, Marcia C. Johnson
- Date: Oct 2004
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Critical illness insurance
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Embedded Value In Practice
be extended. Say you're looking at a long-term-care block, and you're looking to do embedded value. ... may only go out five or ten years. For long-term care, you need to go out a lot longer than that to include ...- Authors: Nancy Bennett, Richard Junker, Max Rudolph
- Date: Oct 2001
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting
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Financial Performance Yardsticks
poorly managed multiline company. Shareholders don't care about the nature of business that generates their ... compare performance to national agency, regional, or direct marketing companies. We could compare loss and ...- Authors: Steven W Fickes, John T Glass, Raymond A Matison, Henry Siegel, Frank Todisco
- Date: May 1985
- Competency: Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Financial management; Technology & Applications>Analytics and informatics
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What's the Best Reinsurance Arrangement for my Company?
several reasons: (1) to aid in new sales from primary or direct writing companies; (2) because of regulatory ... Therefore, reinsurance can present many solutions for a direct ceding writer. For instance, in the older-age market ...- Authors: Albert Dal Porto, Rosemarie Shoemaker
- Date: Apr 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance
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Marketing Distribution Systems
present and future. a. Career agent b. PPGA c. Direct mail d. Over-the-counter e. Multi-line broker ... health insurance policies with major emphasis on direct response marketing techniques which include some ...- Authors: W Paul McCrossan, Walter Rugland, Robert L Whitney, Robert B Willett
- Date: May 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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No Place To Hide - Consolidating Insurers' Exposure to Equity Market Risk
insurer. Sources of risk include the following: · Direct and off-the-balance-sheet investments; · Fee revenue ... called Global Risk Management, and one of our primary responsibilities is asset allocation. AIGGIC manages ...- Authors: John Toohey, Linyi Zhang, Sandeep Bidani
- Date: May 2003
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Investments
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Expense Analysis and Allocation
eightfold. These results must be interpreted with care. The front ending of commissions without a change ... that there was not much we could do in terms of direct control of expenses. When you talk about year-end ...- Authors: David Congram, Robert H Dreyer, John Macarchuk, Philip Turner
- Date: May 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Expenses - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
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Reinsurance Underwriting Issues
the process and slow it down unnecessarily. The primary exception would be privacy legislation which has ... lead to consideration of eliminating age as a primary 1032 REINSURANCE UNDERWRITING ISSUES factor ...- Authors: La Verne W Cain, Earl Martin, Melvin C McFall, John W Paddon, Henry C George
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance>Life reinsurance
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Regulatory Considerations in Group Insurance
American works one month a year to pay for health care services. Hospital costs are rising at a rate at ... insurance companies and eliminates entirely the direct federal operation of health insurance programs ...- Authors: Robert Dobson, Vincent W Donnelly, Ted Dunn, Raymond F McCaskey, Richard J Mellman
- Date: May 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Public Policy; Social Insurance>Government-funded healthcare; Social Insurance>Social Security